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Richard Reich is the owner of LifeInsure.com, an independent life insurance brokerage based in Burbank, California. As an independent broker, Richard works with more than 40 A-rated carriers — not tied to any single company — giving him a market-wide perspective on life insurance, fixed annuities, disability insurance, and long-term care planning. Richard is available to comment on: shopping for life insurance; term vs. permanent coverage; life insurance for seniors; fixed annuities and retirement income; disability insurance; long-term care costs and planning; carrier underwriting differences; and the independent broker vs. captive agent distinction. LifeInsure.com is one of the few brokerages offering anonymous quoting for term life insurance— consumers can see real rates from top carriers without entering a phone number or email address.
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