Erik Martin

QUESTIONS: 1. Please fill your name in this blank and email me back this entire paragraph along with your written responses to the rest of the questions below: I, _______________(INSERT YOUR NAME) hereby give my permission to Rocket, LLC and its affiliates, agents, and partners (“Authorized Persons”) to use my name, likeness, and any quotes, statements, or media I provide (collectively, “Materials”) for marketing, advertising, or promotional purposes. This includes use on websites, social media, digital or print ads, and other marketing platforms. I understand that my quote(s) may be edited for clarity or length, but will not be misrepresented. I confirm that my statements reflect my honest opinions and experiences. By sending this electronic email, I grant Rocket, LLC the right to use these Materials and my Likeness without further approval or compensation. I also release Rocket, LLC from any liability related to the use of this content as outlined above. 2. Who pays for which closing costs in Colorado and why? (buyer vs seller). Break down which closing costs sellers typically pay and which buyers typically pay. 3. Can buyers and sellers negotiate the closing costs? 4. Explain how to calculate closing costs in Colorado. Is there a closing cost calculator or formula you suggest? 5. Why and when is it smart to estimate closing costs as a buyer and seller? 6. How much are closing costs typically in Colorado? Explain what the buyer vs. seller will likely pay (both with and without recording fees and taxes) if it’s a: a. $300,000 home sale b. $400,000 home sale c. $500,000 home sale d. Also explain percentage-based estimating and when this comes into play 7. What is included in closing costs in Colorado usually? (e.g., home inspection, homeowners insurance, HOA dues, private mortgage insurance, settlement/closing fees, etc.) 8. Please provide tips for decreasing your closing costs in Colorado. Explain each of the following strategies: a. Get closing cost assistance b. Compare lenders and negotiate fees c. Ask about seller concessions d. Pursue a no-closing cost mortgage or add closing costs to financing e. Take advantage of builder incentives f. Any others? 9. Are closing costs always 3%? 10. Who usually pays more closing costs? 11. Can you roll closing costs into your home financing? 12. Do cash buyers pay closing costs in Colorado? 13. What is your full name, title, company, and city/state?

QUESTIONS: 1. Please fill your name in this blank and email me back this entire paragraph along with your written responses to the rest of the questions below: I, _______________(INSERT YOUR NAME) hereby give my permission to Rocket, LLC and its affiliates, agents, and partners (“Authorized Persons”) to use my name, likeness, and any quotes, statements, or media I provide (collectively, “Materials”) for marketing, advertising, or promotional purposes. This includes use on websites, social media, digital or print ads, and other marketing platforms. I understand that my quote(s) may be edited for clarity or length, but will not be misrepresented. I confirm that my statements reflect my honest opinions and experiences. By sending this electronic email, I grant Rocket, LLC the right to use these Materials and my Likeness without further approval or compensation. I also release Rocket, LLC from any liability related to the use of this content as outlined above. 2. Recommend how to best research a home and neighborhood remotely, including the following tips: a. Make a checklist of questions the listing does not answer b. Schedule a live video tour c. Understand what technology can miss d. research the neighborhood e. Ask someone local to check it out 3. How can you reduce risk when purchasing a house sight unseen? Please provide guidance on: a. contingencies b. seller disclosures c. site unseen addendums d. inspection protections e. when buyers may be able to back out 4. What are some recommended steps for buying a house sight unseen, including: a. agent vetting b. seller disclosure review c. protect your offer with contingencies and site unseen addendums d. plan for the final walk-through and closing 5. What are some of the pros and cons of buying a house sight unseen, including: a. tight relocation timelines b. competitive market speed c. ambient noise d. odors e. musty smells f. subtle structural flaws g. buyer's remorse 6. Should you purchase a house sight unseen? Please provide decision criteria around job, long-distance, or military relocation, investment purposes, your target budget, and comfort with risk. 7. Give two hypothetical scenarios that help underscore when it’s smart and not smart to buy a home sight unseen. 8. What is your full name, title, company, and city/state?

If you want to be included in my article, you must agree to give Rocket Mortgage permission for you to appear in this article by filling in your name in the blank below. If you don’t grant this permission now, ahead of time, I cannot use you in my story. QUESTIONS: 1. Please fill your name in this blank and email me back this entire paragraph along with your written responses to the rest of the questions below: I, _______________(INSERT YOUR NAME) hereby give my permission to Rocket, LLC and its affiliates, agents, and partners (“Authorized Persons”) to use my name, likeness, and any quotes, statements, or media I provide (collectively, “Materials”) for marketing, advertising, or promotional purposes. This includes use on websites, social media, digital or print ads, and other marketing platforms. I understand that my quote(s) may be edited for clarity or length, but will not be misrepresented. I confirm that my statements reflect my honest opinions and experiences. By sending this electronic email, I grant Rocket, LLC the right to use these Materials and my Likeness without further approval or compensation. I also release Rocket, LLC from any liability related to the use of this content as outlined above. 2. Define and explain what a home warranty is and how it works. 3. What are some types of home warranty plans available? 4. What is the difference between a home warranty and homeowners insurance, and which covers what? 5. What are the four basic claim steps involved with a home warranty claim? 6. Do home warranties have deductibles? How does this work? 7. How much does a home warranty cost typically? 8. What is not covered by a home warranty? 9. What are some home warranty coverage limits and red flags to be aware of when it comes to coverage caps, plan limits, service fees, denial conditions, pre-existing conditions, lack of maintenance, misuse, limited provider choice, and unclear coverage terms? 10. Explain why home warranties are particularly popular during real estate transactions. Explain seller-offered warranties, buyer-purchased warranties, who pays for a home warranty, and whether a home warranty is required when purchasing a house. 11. What are some alternatives for buyers to a home warranty (e.g., paying for repairs directly, budgeting for unexpected repairs, etc.)? 12. What is your full name, title, company, and city/state?