Lorraine Roberte

Many people think that the more you have in a savings account, the better. But that’s not necessarily true. It’s important to keep enough in your account to cover unexpected expenses, but having too much means you might be missing out on higher returns el... See more

If you’re shopping around for loans, you might notice that some have a “fixed rate” and others have a “variable rate.” A variable-rate loan may start with a lower rate than a fixed-rate loan, which can make it a more appealing option. When money’s tight, ... See more

Borrowing money can feel simple right up until the fine print starts throwing terms at you, such as “APR,” “loan term,” “principal” and “interest.” Suddenly, what seemed straightforward starts feeling like a pop quiz you didn’t study for. Let’s learn more... See more

A credit card statement can feel pretty harmless until you notice the fine print. One number, usually tucked off to the side, changes everything: the APR (annual percentage rate). The APR, affects how quickly a balance grows, how long it takes to pay off,... See more

According to the Federal Reserve’s most recent data, U.S. homeowners collectively held over $34 trillion in home equity as of late 2025. That means millions of Americans are sitting on a valuable financial asset. Borrowing against your home can be a helpf... See more