Key Points: - Affordability jumped nearly 9 percent year over year in December, the 10th consecutive annual gain. - Affordability improved on an annual basis in all 50 states and in 48 of the top 50 markets. - Markets with inventory at, or above, pre-pand... See more
Key Points: - Income gains and lower mortgage rates boosted house-buying power by roughly $36,600 year-over-year in November. - Nominal price growth has slowed to near-zero, and 47 of 50 major metros posted affordability improvements. - Inventory is the d... See more
Key Points:
- Cooling price growth has helped boost affordability to its best level since the summer of 2022.
- Months’ supply—the number of homes for sale relative to the pace of sales—is the regulator of the price ‘thermostat.’
- Across metropolitan are... See more
Key Points: - Affordability posted its seventh straight year-over-year improvement in September 2025. - Consensus forecasts indicate that mortgage rates will remain sticky, hovering in the low-6 percent range and ease only gradually into 2026. - Affordabi... See more
Key Points:
- National affordability improved on an annual basis for the sixth consecutive month, yet remains low historically.
- In deciding whether to rent or own, it’s important to remember the wealth-building power of equity accumulation.
- Even homeo... See more
