Tim Maxwell

Is a CD or a money market account better now? Here's what 3 experts think. The Federal Reserve held its benchmark rate at a range of 3.5% to 3.75% at its July meeting, the fifth straight pause on rate changes. However, three Fed officials broke ranks and ... See more

By Tim MaxwellReviewed by A rate-and-term refinance is a way to swap out your current mortgage with a new loan that improves your mortgage terms. You might consider this type of refinancing to lower your interest rate and monthly payment or to pay off you... See more

By Tim MaxwellEdited by To find out if you've been impacted by a data breach, you can use data breach check tools, review your credit reports and more. Checking whether your information may have been exposed is worth the few minutes it takes. Here are som... See more

The Federal Reserve's rate decisions are just one of many factors that impact where mortgage rates head next. sommart/Getty Images Mortgage rates have changed a lot over the past year, and were especially volatile from late 2025 through the first half of ... See more

There are multiple advantages for homebuyers to explore this summer, experts say. Stewart Cohen/DreamPictures/Getty Images If you've been waiting for the housing market to present the right conditions to buy, this summer may be worth a closer look. Mortga... See more