Tim Maxwell

Mortgage rates can change suddenly and unexpectedly, especially in the current economic landscape. Saifulasmee Chede/Getty Images Predicting where mortgage rates are headed has become increasingly difficult recently. Case in point: The average 30-year fix... See more

By Tim MaxwellEdited by The average second home mortgage rate is currently 7.60%, according to April 2026 data from Curinos. Rates for second homes typically run 0.25% to 0.50% higher than primary home loans, and you’ll usually face stricter eligibility r... See more

By Tim MaxwellEdited by Title washing is when a scammer illegally removes or changes a vehicle’s history on its title so it no longer shows certain details that may dissuade a buyer. If you rely only on the title for the vehicle’s history, you could end u... See more

By Tim MaxwellEdited by A home equity line of credit (HELOC) is a revolving credit line secured by your home that lets you borrow against your equity as needed. Because your home serves as collateral, defaulting could put it at risk. Homeownership represe... See more

By Tim MaxwellEdited by Debt consolidation loans allow you to combine several debts into one loan with one payment. Here’s how: High-interest credit cards, medical bills and other types of debt can place significant strain on your budget. However, a debt ... See more