Tim Maxwell

By Tim MaxwellReviewed by When you're looking for a new credit card, choosing the right one can seem daunting. With so many options in the marketplace to consider, it's easy to get lost in a sea of credit card features, rewards and terms. Of course, inter... See more

By Tim MaxwellReviewed by Car payments are getting more expensive, with the average car payment climbing in 2026—and more drivers than ever making payments of $1,000 or more. Rising sticker prices are primarily to blame, but a car loan's interest rate als... See more

By Tim MaxwellReviewed by The ability to access cash from your home's equity is just one of many advantages of being a homeowner. Homeowners can use home equity loans and home equity lines of credit (HELOCs) when renovating their homes, paying for higher ... See more

By Tim MaxwellReviewed by Deciding on a down payment amount for a new mortgage involves many considerations, but the effect it may have on your interest rate is a crucial one. Because larger loans present more risk, your lender may offer you a lower rate ... See more

By Tim MaxwellReviewed by You can likely get life insurance as a smoker, but be prepared to pay a substantially higher monthly premium than nonsmokers. Some studies predict that smokers pay around 2.5 times more for life insurance premiums than nonsmokers... See more