Ellie Duncan

UK Finance, supported by Deloitte, has published a proposal for a commercial model for ‘Wave 2’ commercial variable recurring payments (cVRPs), such as ecommerce use cases. The proposal sets out a commercial model, including the fee structure, as well as ... See more

In 2025, the Open Banking, Open Finance and payments ecosystem did not stand still. Adoption increased, payments regulation came into force, and Open Finance use cases continued to emerge. Yet, at Open Banking Expo UK & Europe held in London in Octobe... See more

State Bank of Pakistan unveils first cohort of regulatory sandbox applicants Ellie Duncan | News 07 Jan 2026 The State Bank of Pakistan (SBP) has revealed the shortlisted applicants for the first cohort of its regulatory sandbox, including three financial... See more

Smart Data Group (SDG) has appointed Dr. Ruth Wandhöfer as independent mobilisation lead as the ecosystem prepares for the next phase of Open Banking and the development of a Smart Data economy. In her role, she will support industry-led engagement on the... See more

UK Open Banking payments ecosystem: New cVRP scheme is ‘welcome step’ Ellie Duncan | News, Women In Open Banking 19 Dec 2025 The news this week that the Financial Conduct Authority (FCA), supported by the Payment Systems Regulator (PSR), has set in motion... See more