Linda Bell

Pros and cons of an adjustable-rate mortgage (ARM) Key takeaways - An adjustable-rate mortgage (ARM) starts with a fixed interest rate that changes periodically after an initial set period. - You’ll usually get a lower introductory interest rate, which ca... See more

Pros and cons of an adjustable-rate mortgage (ARM) Pros and cons of an adjustable-rate mortgage (ARM) · bankrate_626 Linda Bell Fri, July 31, 2026 at 11:38 AM EDT 12 min read Key takeaways An adjustable-rate mortgage (ARM) starts with a fixed interest rat... See more

Why do mortgages get sold? And what you can do about it? Key takeaways - It’s common for lenders to sell mortgages after closing, and you can’t prevent it. - A mortgage sale cannot change the terms of your loan, including your interest rate, monthly payme... See more

How to get a home equity loan with bad credit Key takeaways - You typically need better credit to qualify for a home equity loan than a mortgage, but some lenders will still approve you with a score as low as 620. - If your credit score isn’t ideal, you m... See more

What to do if you are denied a HELOC or home equity loan Key takeaways - Getting approved for a HELOC or home equity loan isn’t easy, with nearly half of applications denied. - Poor credit, a high debt-to-income ratio or a large outstanding mortgage balan... See more