South Africans appear to be feeling more positive about their household finances, and credit usage may be slowing, but there are ongoing concerns about inflation and the rising cost of living. Year-on-year CPI inflation was 4.4% in August, up from 4.3% in... See more
Over the past couple of decades, financial advice has gradually shifted from being primarily product-oriented to being more behaviour-oriented. A growing body of research shows that the true value of a professional adviser or planner lies less in selectin... See more
The threat to consumers of financial fraud is getting worse by the day. AI, which in the wrong hands can be used with criminal intent, is expected to compound the problem in the near future – already corporations are reporting infiltration of their system... See more
Reaction from the financial services industry to National Treasury’s recent paper “A Framework to Centralise Unclaimed Benefits in South Africa” reflects a long-held, prevailing view by the industry: the centralised administration of certain classes of un... See more
The needle on reducing South Africa’s massive pot of unclaimed retirement-fund benefits has not moved in recent years despite heightened focus on the problem by both the regulators and the retirement industry – in fact, the regulators say the situation ha... See more