Rachel Smith

A complete guide to Accelerated Death Benefits, living benefit riders, and choosing the right policy for terminal, critical, and chronic illness protection. When most people hear the words “ life insurance ,” they picture a check mailed to their family af... See more

Nobody wants to think about their own passing. But leaving the people you love with a stack of unexpected bills, right in the middle of their grief, is a weight no family should have to carry. That is precisely the gap funeral insurance plans were built t... See more

When a loved one who served in the U.S. Armed Forces passes away, grief arrives first and unexpected financial pressure often follows close behind. Fortunately, a dedicated system of veterans burial benefits exists to ease that burden, but these programs ... See more

Legislative Assistant to Rep. Dave Paul and Legislative Assistant to Rep. Joe Timmons, House Democratic Caucus (Two Positions) | OPENS: | July 07, 2026 | | CLOSES: | July 21, 2026 | | REPORTS TO: | Representative and Legislative Assistant Supervisor | | L... See more

Was that your family will get the full policy amount the day you die, no question asked. In reality and outdated beneficiary form, an unpaid policy loan or the wrong payout options can shrink your death benefit, actually reaching them as sometimes by 10 o... See more